P: 408-280-1960
F: 408-280-1964

1190 South Bascom Ave. #211
San Jose Ca 95128

P: 408-280-1960
F: 408-280-1964

1190 South Bascom Ave. #211
San Jose Ca 95128

Thursday, May 25, 2017
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About Us

First City Bancorp Mortgage is a full-service discount mortgage banker offering what are essentially wholesale mortgage rates directly to the public — or what borrowers want — a low rate mortgage.

Located in the heart of the Silicon Valley in Northern California, our target borrowers are located primarily in the San Francisco Bay Area in particular and the entire state of California in general. We can also lend out of state.

The management team at First City Bancorp has many decades of mortgage lending experience and established business relationships with the leaders in wholesale mortgage investors, mortgaged-back security companies and wholesale lenders. Our comprehensive network of mortgage sources has been established through decades of relationships and volume.

First City Bancorp has one goal in mind: securing the best loan program for your needs, in a timely manner, and as stress free as possible. We are not limited to just the best borrowers - we take it even further. We have the sources for loans commonly known as Alt A loans, A - loans, B paper, sub-prime and creative financing. No matter how difficult or unusual or even helpless your situation be appear we are confident that our experience, knowledge and established sources can get you the mortgage you need, want, and deserve, at a low interest rate.

The bottom-line is we work for YOU and not a lender. We constantly research the secondary mortgage market and secure the unsurpassed mortgage products and sources on a daily basis. We are simply the most well-connected full service discount mortgage banker/broker you can find. Just good old-fashioned service at discounted — near wholesale — rates.

With so many lenders and brokers to choose from, you may ask "Why should I use First City Bancorp?" The answer is simple: We have the connections to the best loan products on the market, we have the most experienced and knowledgeable agents, we have leading edge technology, and finally, low mortgage rates. We pride ourselves on possessing discounted mortgage rates — consistently low mortgage rates. In other words, high volume, low margins.

First City Bancorp Mortgage is a full-service discount mortgage banker offering what are essentially wholesale mortgage rates directly to the public — or what borrowers want — a low rate mortgage.

Located in the heart of the Silicon Valley in Northern California, our target borrowers are located primarily in the San Francisco Bay Area in particular and the entire state of California in general. We can also lend out of state.

The management team at First City Bancorp has many decades of mortgage lending experience and established business relationships with the leaders in wholesale mortgage investors, mortgaged-back security companies and wholesale lenders. Our comprehensive network of mortgage sources has been established through decades of relationships and volume.

First City Bancorp has one goal in mind: securing the best loan program for your needs, in a timely manner, and as stress free as possible. We are not limited to just the best borrowers - we take it even further. We have the sources for loans commonly known as Alt A loans, A - loans, B paper, sub-prime and creative financing. No matter how difficult or unusual or even helpless your situation be appear we are confident that our experience, knowledge and established sources can get you the mortgage you need, want, and deserve, at a low interest rate.

The bottom-line is we work for YOU and not a lender. We constantly research the secondary mortgage market and secure the unsurpassed mortgage products and sources on a daily basis. We are simply the most well-connected full service discount mortgage banker/broker you can find. Just good old-fashioned service at discounted — near wholesale — rates.

With so many lenders and brokers to choose from, you may ask "Why should I use First City Bancorp?" The answer is simple: We have the connections to the best loan products on the market, we have the most experienced and knowledgeable agents, we have leading edge technology, and finally, low mortgage rates. We pride ourselves on possessing discounted mortgage rates — consistently low mortgage rates. In other words, high volume, low margins.

1190 South Bascom Ave. #211, San Jose, CA 95128 · Copyright © 2017 · Broker Number: 00920726

1190 South Bascom Ave. #211, San Jose, CA 95128 · Copyright © 2017 · Broker Number: 00920726